Free Debt Advice and Money Guidance Tools and Services

For advice on debt please read the information below:

• MoneyHelper – is a service providing free, impartial, trusted guidance on money matters, based around the user and backed by the government.  The service is available online or over the phone and in addition to providing money and pensions guidance, can give pointers to trusted services if you need more support. If you can’t pay a bill, are facing redundancy, are worried about what you’re borrowing, need to cut your spending, or are generally struggling financially, you can contact MoneyHelper for guidance: http://www.moneyhelper.org.uk/

• Money Navigator – is an online tool to help those who are concerned about their finances as a result of, for example, redundancy, job loss or a drop in income. You can access Money Navigator using this link: www.moneyadviceservice.org.uk/moneynavigatortool/creditor

• StepChange Debt Charity – Helping people with debt problems take back control of their finances and their lives www.stepchange.org

• Citizens Advice – Free, independent, confidential and impartial advice and information to help you deal with your debt problems. www.citizensadvice.org.uk

• Payplan – An independent body funded by the credit industry and providing free debt help and debt management plans. www.payplan.com

• National Debtline – An independent charity, dedicated to providing free debt advice by phone and online to people across the UK. www.nationaldebtline.co.uk